“It is extremely rewarding to sit down with clients, many of whom I have worked with for 20 years or more, and provide solid planning and careful money management. I believe that all clients are unique and deserve personalized advice. It is also important to be realistic and open to new ideas. Strategies will not always turn out as expected and course correction remains critical to successful outcomes. I am very fortunate and grateful for the confidence and support from the wonderful clients I have the privilege to serve.”
In January, 2011, Phil hired a junior partner, Bob Wheatley, to assist him in working with clients and to establish a long-term business succession plan.
Phil is an Investment Advisor Representative, and holds the Series 7, 63, 65 securities registrations with LPL Financial, and life and health insurance licenses. Phil has earned the Accredited Investment Fiduciary® professional designation from the Center for Fiduciary Studies. The AIF designation certifies he has specialized knowledge of fiduciary standards of care and their application to the investment management process. Phil also earned the Certified Retirement Counselor® professional designation from the International Foundation for Retirement Education. Both designations require ongoing professional education annually as well as adherence to strict codes of ethics.
Phil moved to Richmond in 1977 and taught in Chesterfield County Schools after graduating from West Chester University with a BS in Education. He began his Financial Services training in 1984.
Phil and his wife Cindy have 3 children, Philip, Noelle and Kelly.